121 GECK ROAD, PALATKA, FL, 32177
Active0 days on marketListed Aug 10, 2026MLS #GC542497
About this home
121 GECK ROAD
Virtually Staged. Attention HORSE LOVERS! Bring your horses and enjoy the space and possibilities of this 1.79-acre property in Palatka! This 3-bedroom, 2-bath home features a traditional floor plan with defined living spaces, a dedicated laundry room, and NEW engineered wood flooring throughout the bedrooms and main living areas. Step outside and you’ll find a property designed with animals and country living in mind. The spacious, open pasture offers plenty of room for horses to graze, roam and enjoy the outdoors, with established fencing surrounding the pasture. Additional NEW chain-link fencing provides a separate, secure area that’s convenient for pets and everyday use. A five-stall barn adds tremendous value for horse owners and includes a dedicated tack/feed room for storing saddles, equipment, feed and supplies. Imagine being able to look outside your door each morning and see your horses and other farm animals grazing in your own pasture. Whether you’re searching for a place to keep your horses at home, create a small hobby farm, or simply want the privacy and freedom that come with acreage, this property offers a combination that’s increasingly difficult to find. Enjoy a relaxed country lifestyle while still being conveniently located near the shopping, dining and everyday amenities of Palatka. Schedule your showing and discover ultimate country living! Buyer to verify all measurements, property information and school zones.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,502
Sqft
1.79 ac
Lot size
2000
Year built
One
Levels
$219
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,373 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,373/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+14.1%
Days on market
0 vs 70 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palatka
Get to know Palatka. See the full Palatka guide →
PALATKA 32177 — neighborhood snapshot
Population
26,046
Median age
41.6
Median income
$47,486
Median home value
$158,800
Avg household
2.4
Households w/ children
3,008
For the school run
Putnam County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palatka market
$191K → $230K
Palatka median sold, yr/yr
95.4%
Sale-to-list ratio (12 mo)
Median sold price, Palatka, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 199% above the PALATKA 32177 median. See the full Palatka market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jesus Claudio
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 121 GECK ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 121 GECK ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Jesus's phone and CRM.
Straight answers
121 GECK ROAD FAQs
What would the monthly payment be for 121 GECK ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,373/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 121 GECK ROAD?+
The most recent tax bill on record (2025) was $1,568. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palatka?+
At $329,000, this home is listed about 27% above the Palatka median of $259,900. The market section on this page shows how the area is trending.
Which schools are assigned to 121 GECK ROAD?+
William D. Moseley Elementary School (elementary), Palatka Junior - Senior High School (high) — Putnam County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$329,000 runs 199% above the PALATKA 32177 median.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Listed today in a Palatka market that averages 70 — if it fits, move quickly.
Listing courtesy of RE/MAX PROFESSIONALS · Chessie Flanders. MLS #GC542497.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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