1615 NE 497TH STREET, OLD TOWN, FL, 32680
Active1 days on marketListed Aug 12, 2026MLS #O6432941
About this home
1615 NE 497TH STREET
2 acres recently CLEARED of some brush and small trees for you! NO flood zone! Right off the paved road, half a block to the South. MOBILE HOMES and MANUFACTURED HOMES are OK! Save lots of time and money cutting through the brush with the recent land clearing. This is Dixie County parcel number 29-09-13-4489-0000-0490. Near the river and huge forests. This oversized 2 acre lot is perfect for your country home with lots of space, yet close to town. There is a Walmart 20 minutes away. Seller owns 4 lots all side by side, 2 acres each. If you would like to also purchase the lot next to it, you may do it. You may buy any combination of the 4 lots in a row (8 acres total). This listing is for the Northernmost lot of the 4 lots. All of them were cleared of brush recently.
Facts & features
The home at a glance
2 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$402 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$402/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Old Town
Get to know Old Town. See the full Old Town guide →
OLD TOWN 32680 — neighborhood snapshot
Population
10,445
Median age
51.5
Median income
$47,547
Median home value
$95,300
Avg household
2.54
Households w/ children
951
For the school run
Dixie County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Old Town market
$198K → $250K
Old Town median sold, yr/yr
94.2%
Sale-to-list ratio (12 mo)
Median sold price, Old Town, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 74% below the OLD TOWN 32680 median. See the full Old Town market guide →
Paper trail
This home's history
Reality check
What actually sold near 1615 NE 497TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$259,000
74 BERKSHIRE LANE · same community
3 bd · 2 ba · 1,249 sqft · $207/sqft · 37 DOM
Sold · Jan ’26$310,000
78 BREEZE HILL LANE · same community
3 bd · 2 ba · 1,260 sqft · $246/sqft · 4 DOM
Sold · Apr ’26$338,000
32 BARKLEY LANE · same community
3 bd · 2 ba · 1,471 sqft · $230/sqft · 24 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jesus Claudio
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1615 NE 497TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1615 NE 497TH STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Jesus's phone and CRM.
Straight answers
1615 NE 497TH STREET FAQs
What would the monthly payment be for 1615 NE 497TH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $402/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1615 NE 497TH STREET?+
The most recent tax bill on record (2025) was $395. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1615 NE 497TH STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Old Town?+
At $32,995, this home is listed about 86% below the Old Town median of $234,950. The market section on this page shows how the area is trending.
Which schools are assigned to 1615 NE 497TH STREET?+
Old Town Elementary School (elementary), Dixie County High School (high), James M. Anderson Elementary School (elementary) — Dixie County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the OLD TOWN 32680 market on paper
$32,995 is 74% below the OLD TOWN 32680 median of $124,900.
02Fresh on the market
Only 1 day on market in a Old Town market that averages 34 — if it fits, move quickly.
03Strong assigned schools
Old Town Elementary School, Dixie County High School, James M. Anderson Elementary School — Old Town Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of SAND DOLLAR REALTY GROUP INC · Robert Arnold, Jr. MLS #O6432941.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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